Every expense, every currency, every payment — tracked automatically so settling up takes one glance, not a group chat argument.
Your balance
+$340.00
Total spend
$2,180.00
Members
5
Who owes who
Split a bill three people covered without faking a single payer.
Log an expense in the local currency and override the rate when a card statement disagrees.
TripMate collapses every IOU into the smallest set of transfers to close the trip out.
See every charge and payment touching a member, running balance included.
Connect TripMate to Claude, ChatGPT or any MCP-compatible assistant. Send a photo of the receipt, say who had what, and the split lands in your trip - tax, service and discounts shared fairly.
See how it worksFound it - this goes on Bali 2026. Here's the bill:
+ tax 11,500 · service 5,750 · discount −10,000
Who had what? On the trip: you, Budi, Carol.
Each person's share, tax, service and discount included:
Saved to TripMate
Because a real trip is never even. Amara covers the villa, Ken grabs cabs for two days, Priya pays for dinner and gets paid back for half of it later — a few days in, nobody can say who's actually ahead. Memory is exactly where these numbers go wrong: someone forgets they were paid back, someone double-counts a round of drinks. TripMate tracks every payer and every split as it happens, so the total at the end is calculated, not recalled.
TripMate is a shared-trip expense tracker built around the one thing every group trip gets wrong: who actually owes what. It records who paid, who the cost was split with, and keeps a running balance for everyone, so settling up means reading a number instead of reconstructing a week from memory.
Each expense can have multiple payers and be shared across only the people it applies to, not a flat split across the whole group. If Amara and Ken split a cab that Priya wasn't in, that's exactly how it gets recorded.
Yes. Log an expense in whatever currency you actually paid in — cash, a card statement, a local booking — and TripMate converts it to one base currency at a rate you set, so every balance stays comparable no matter how many currencies the trip touched.
Instead of five people paying each other back six different ways, TripMate collapses every outstanding balance into the smallest possible set of transfers — it tells you exactly who pays who, once, to close the trip out.
The trip organizer creates the trip and shares its trip code with the group. Anyone with the code can request to join, and once added they can log expenses and see balances immediately.
Yes, a free TripMate account is required to create or join a trip. You can sign up with an email and password or continue with Google.